News and Blog

News and Blog

10 Top Caravan Holiday Tips

Jan 17th, 2018 • Industry NewsVehicle Finance

6 Questions to Ask Your Mortgage Broker

Jan 15th, 2018 • Industry NewsHome Loans

Will Buying a Smaller Investment Property

Jan 12th, 2018 • Investments

Why Property Investors Need Savings

Jan 10th, 2018 • Investments

Why Property Investors Need Savings

How to Speed up your Home Loan Approval

Jan 8th, 2018 • Home Loans

How to Speed up your Home Loan Approval

How to Select a Business Loan

Dec 22nd, 2017 • Business Loans

How to Select a Business Loan

7 tips for securing a business loan

Dec 20th, 2017 • Business Loans

7 tips for securing a business loan

Preparation Checklist for a Business Loan

Dec 19th, 2017 • Business Loans

A preparation checklist for a business loan
Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow.

Small Business Finance

Dec 18th, 2017 • Industry NewsBusiness Loans

Small business finance without the bank

What Insurance do you need to know about when Buying a Property?

Dec 12th, 2017 • Industry NewsHome Loans

Income Protection

This type of insurance provides an income safety net should you become sick or injured and are unable to work and make your home loan repayments. You may also like to consider trauma/critical illness cover, total and permanent disability insurance and life insurance – that way if you are unable to go back to work, you won’t lose your home.

Mortgage Protection

Mortgage Protection insurance covers the cost of your mortgage repayments if you die, or become seriously ill. It should be noted that it is only meant to cover your mortgage repayments and not any other expenses for you or your family. It may be a wise choice if you already have some other kind of life insurance – say with your super plan.

Building & Contents

Building or home insurance protects against the cost of rebuilding or repairing your home from things that are outside your control, like fire or natural disasters. You can opt for total replacement cover (to rebuild your home as it was prior to the event), or sum-insured cover (coverage up to a certain amount). When you buy a home, your mortgage broker will most likely recommend that you insure the property before settlement day.

When choosing your policy, make sure you have the right amount of coverage, as well as the right type of insurance for your actual needs. Talk to us, as we are an invaluable source of information to help you determine this.

Contents insurance protects your belongings, including carpets, rugs and curtains, in events such as fires, storms or theft. Often it will be bundled together with home insurance. Many people consider it a must-have to protect from those smaller disasters – even a contained kitchen fire could render your home unliveable until you can repair the damage!

How can your mortgage broker help?

We can access some of Australia’s most respected insurance providers, and offer you a competitive price on your insurance needs. What’s great is that we can do it all - from setting you up with a home loan that meets your financial circumstances, and also help you to arrange the right insurance to protect you and your family. You’ll find we can offer a range of options and make it easy. You may also be able to save by bundling insurances together, so please get in touch today!

This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. This article does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.