Property - What is a keystart home loan?

Keystart offers a variety of home loan options for first and subsequent homebuyers in Western Australia and we have full access to their products.

Benefits of Keystart Home Loans

Although only available for owner occupiers, Keystart has a number of low deposit loan options, which is great if you’re currently renting or struggling to save a big deposit. All you need to be eligible for a Keystart loan is a 2% deposit, of which 1% needs to be genuine savings (i.e. saved over a period of time).

Another great benefit of Keystart is that they don’t require mortgage insurance, which saves you money, and keeps your loan repayments down. And if you’re building, all you need to pay is $50 per week during the construction period.

Keystart also accepts credit defaults in certain circumstances, so if you have a default on your credit file, you may still be able to get a loan from them.

Range of Keystart products

Keystart provides home loans in the Perth metro area and in Country Western Australia, both of which we have access to.

Keystart Eligibility Criteria

Keystart has a number of eligibility criteria that you must meet in order to apply for a Keystart home loan such as your income bracket (which varies for singles, couples and families) and how many credit commitments you have. The purchase price of your home, or home and land package is also limited, so it’s a good idea to get some information from a specialist to see if you qualify for a Keystart loan.

Find out if you’re eligible for a Keystart Home Loan

We can tell you on the spot if you’re eligible for a Keystart home loan. Simply call us on 1300 815 066 or fill in the enquiry form below and we’ll be in touch within 24 hours.

← Back